Credit Solutions
Customized retail financing programs to fit your needs.
Pioneer Services offers a variety of flexible retail credit options to help you capture the buying power of the military market. Despite the immense opportunity, the military community doesn't get the financing it deserves due to the nature of the military lifestyle. But our in-depth knowledge of military customers allows us to consistently provide more approvals and larger loan amounts—increasing your opportunity for sales. Our financing programs offer valuable benefits to both retailers and consumers.
Retailer Benefits
- Specialty financing programs to fit your needs
- 100% risk-free commitment
- Fast turn around times
- 24-hour application processing
- Electronic payments
Military Customer Benefits
- Installment loans from $500 to $10,000 (terms up to 36 months)
- No down payments
- High military approval (all ranks)
- Fixed rates and no hidden fees
- Easy application process—decisions while they wait
The advantages of installment financing.
An alternative to revolving credit, our installment loans offer competitive rates for all credit types. Fixed terms and fixed payments allow your military customers to pay down balances faster—making them able to qualify for future purchases sooner. They will also be less likely to fall into the minimum payment trap often associated with revolving credit programs. Installment loans are better for them—and for you.
Our proprietary Military Scoring Model.
Traditional finance companies turn down a majority of military applications. But at Pioneer Services, we have a proven 20-year record of success giving active duty, retired military and Department of Defense employees the credit they deserve. Our proprietary Military Scoring Model (MSM)® goes beyond conventional benchmarks like FICO® scores, allowing us to finance more of your military customers and help you increase sales.
Get started with Pioneer Services today.
More sales are within your reach, so contact us today and we’ll create a retail finance program to fit the needs of your business.



